First off.... hello all I am new to this so if I am in the wrong area I apoligize. Quite a while back I did a trip with a family that had 5 adults, 1 child over two and there was 3 babies ( twins from one family and a 1 year old from the other) I didn't think a whole lot about it until later, we have six seats insured on that aircraft , do children under two count towards insured seats ? Since someone told me to be careful how many lap kids to take on. Thanks ahead for any imput.