bin LAAidoff
Well-known member
- Joined
- Dec 11, 2001
- Posts
- 54
Tip for fellow furloughees on insurance:
You can usually get much better rates on insurance out on your own versus COBRA. Especially if like myself, you seldomn use the insurance services provided. Cobra is easy, since you just sign the papers and pay, but can be very expensive.
I'm single, 30's, no kids. Company COBRA, $169/Month. Blue Cross on my own, $28/Month. Sure, company COBRA is much better coverage, but for $28/month, I've got catastrophic coverage, a $1000 deductible I think, and should something terrible happen, my parents, brothers and sisters wont need to decide if they should drain their savings and mortgage their homes to put me back together again, or fight a terminal illness. If the union was paying my COBRA, I'd take it, but self funded, $283/week unemployment goes alot further
At $28/month, nobody has an excuse to not have catastrophic coverage. http://www.bluecross.com is one place to start. Many other providers too. BC was easy, and app can even be downloaded.
You can usually get much better rates on insurance out on your own versus COBRA. Especially if like myself, you seldomn use the insurance services provided. Cobra is easy, since you just sign the papers and pay, but can be very expensive.
I'm single, 30's, no kids. Company COBRA, $169/Month. Blue Cross on my own, $28/Month. Sure, company COBRA is much better coverage, but for $28/month, I've got catastrophic coverage, a $1000 deductible I think, and should something terrible happen, my parents, brothers and sisters wont need to decide if they should drain their savings and mortgage their homes to put me back together again, or fight a terminal illness. If the union was paying my COBRA, I'd take it, but self funded, $283/week unemployment goes alot further
At $28/month, nobody has an excuse to not have catastrophic coverage. http://www.bluecross.com is one place to start. Many other providers too. BC was easy, and app can even be downloaded.