Anyone know people who own aircraft (vs a bank) that aren't insured? If you were asked to fly one for the owner, would any kind of non-owner policy be enough to cover the pilot's butt if something happened. If you did have your own non-owner policy (to cover you the pilot and any damage to anyone/thing on the ground) is there any legal document that you could get the owner to sign waiving any right to sue for aircraft damage? I was asked to fly a single-eng, H.P. plane a guy owns to fly him to pick-up a R-44 he is buying. When I asked to be added as a named insured, he said he didn't have insurance. I said no thanks. He also claims he doesn't plan on insuring the R-44, which he probably isn't insurable anyway at 20-40 hrs in the R-44. I was offered free training in the R-44 because he is trying to get my boss interested in using it. I think I'll pass with that as well. I did get 1 lesson from the dealer/instructor. Still makes me nervous that this aircraft has to have a separate SFAR to address special handling qualities. I've heard plenty of "watch outs" for the Robinsons. Can anyone offer any comparisons with other piston helicopters and any benefits other than being a current production, availability of a "4 seat" in the R-44 and I assume lower aquistion cost. What would it take to insure a R-44? How many hours? He is thinking the pilot will probably need 250 hrs in the R-44.