Need a job?
If you need the job there are a lot of sim instructor positions for ex-fighter guys. It won't keep you current, but it will pay some bills in the interim. I found the jobs on Monster.com and on Boeing.com, also Edwards and some DOD contractors need fighter test pilots. If you need more info PM me.
I now work for FlightSafety teaching KC-135 sims in Oklahoma, it isn't my dream job, but it keeps the savings in the positive column. Plus I can keep up my instrument cross check. I am working on my CFI at the local community college. After I finish I can get paid (peanuts) to teach in their cessnas and pipers to stay current.