Bigbird, it sounds like you are maybe in it for just the money. I am not slamming you about that at all. If you are not willing to take the crap, sit in airports for hours on end not getting paid, sleeping in hotels 4 nights or more out of the week, maybe you should look at other alternatives. I, for one, am willing to do that and get paid what the manager at my local McDonalds makes, at least at the beginning. If you stick with it, it will come. Times are tough now and this is going to weed out the people who really want to fly and the people who are looking for that quick dollar. Don't get me wrong, I have thought the same thing as you lately waiting to go to a regional. I finally came to the assumption, i love flying, and where else are you going to find an office at 28,000 feet. My two cents, did not want to offend you. Think long and hard and the right answer will come to you.
P.S. My next door neighbor is flying regional as a captain, got 13 years in at the company. He makes $118,000 a year and flies 15 days a month. Something to think about.