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"Denied without the possibility of approval"????

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ZOIKS ! I would report that right away. How often do you check your credit report? If not often then who knows how long its been there. They will look at the time frame from when it went into collections and the time you called to report it then try to blame you for not paying your bill. If that happens then contact the Better Business Bureu or the Federal Trade Commision and tell them whats up they should issue you a file # and they report direct to the FBI ect. I put every piece of paper with any of my info on it ect through a shredder ( $25.00 ). Did you live in Vegas? If so that is where my problems started. Vegas is the capital of identity theft. Unfortunently I still live there. Good luck man..

Sean
 
fatdumbandhappy said:
Don't go into dedt, pay for your training as you go if at all possible.
Best of Luck.
[FONT=&quot]I second that, + I use something better than a shredder I burn all my paperwork! All it take 's is for someone to get your SSN and your a goner also put a credit lock on with the credit reporting agencies that way no credit can be given with out your approval.

[/FONT]Also watch your Drivers License some states use your SSN![FONT=&quot]
[/FONT]
 
Sphinx said:
Can someone tell me what the hell Boscov's Department is?

It's a department store, kinda like Macy's or Penney's, in the Northeast/Mid-Atlantic...

That sucks dude...sorry to hear it. Good luck fighting it.
 
Any lender that denies you credit is required to furnish you with a copy of your credit file and the reason why you were denied. If any info on it is incorrect you have to file a dispute with each bureau that has the incorrect information (e.g. TransUnion, Equifax, and Expreian). Under Federal Law each credit bureau that you filed a dispute with has thirty days to prove that the account under dispute belongs to you or they must remove it. On the other hand consider this divine intervention from God to find a new career.
 
SeanD: Yeah..I've lived in vegas twice in my life...both times for about a year...and oddly...the same time frame as the BS on my report....<sigh> the investigation process has been started....

FatDumbandHappy: (love that name) That's what I'm thinking too...already in touch with a couple of really cool guys that own a small school in AZ...thanks to Schoolio....!!!

SpartyOn: Thanks for the small bit of legal...I'll keep that in mind with them...

NW_Pilot: SSN on your drivers license...no kidding...Nevada is one of them...They do however offer the option of omitting your SSN from it. F**n' idiots..


THANKS TO ALL FOR THE ADVICE, AND LEADS...
 
I would talk to the school you are looking to attend and see if they could talk to the loan company. I had some problems when i first attended school with my loan getting approved i talked to the school and i guess they pulled some strings. Good Luck
 
Sphinx:

Sorry to hear how it turned out. Best of luck getting it fixed.

It just makes you wonder. My insurance company knew within a week of my wife’s new coverage at her job. The IRS will call if you miss 5 bucks on some 1099. But 10 million illegal immigrants and an entire industry of stealing identities, and nobody seems to be interested in doing anything about it.

Oh well.

dlw
 
Sphinx said:
NW_Pilot: SSN on your drivers license...no kidding...Nevada is one of them...They do however offer the option of omitting your SSN from it. F**n' idiots..


THANKS TO ALL FOR THE ADVICE, AND LEADS...


I know I Lived in the dumpy condo's at 4800 Swenson “Chalet Vegas” By the hard rock for about a year! When I first arrived in Vegas I lived "Well Survived & Existed" in N. L.V. for about 6 mo's near Lamb & Bonanza area.
 
I dont have my SSN on my license, I think you have the option to tell the DMV no SSN.

NW Pilot - That's kind of a rough area of NLV, glad you made it out okay = ) and I know those condos LOL. I lived on Eastern and Sahara at one time ( 2 months ) and had my vehicle broken into 3 times in a 2 week time span.Vegas is getting bad. BTW how do you like ferry flying? What do you fly? Just curious, I may want to look into that someday...


SeanD
 

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