Gold HRA Plan for family of 4: $114.50 per paycheck, withheld on a pre-tax basis. 100% for preventative, 80/20 for everything else. $1000 individual deductible, $3000 family. HRA (Delta's money not yours) pays the first $1500 dollars of your responsibility per year, whatever it may be (deductibles, 20% coinsurance, etc)
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