Definitely use this time to get an education that you can use. That way you are prepared for whatever happens in this roller-coaster industry. I have a BS in Biology and a Masters in Laboratory Medicine. It's what allowed me to supplement my Commutair income and survive 3 furloughs. Working in the medical field you can work anywhere in the US. Going back to the medical field after flying meant a 36,000/yr payraise. Something to think about. If you are going to spend the time and money getting a degree get one you can use, like become a teacher or accountant, engineer. With the corporate climate what it is, its not about "fresh ideas" but rather what skills do you have that can help a company increase its profit margin. Arm yourself with a degree, a marketable skill, and with your licenses you will get ahead in aviation primarily because of the fact you were able to weather the storm. Many will not.