loss of medical insurance ?

[BGSM]

Are there any companies that provide loss of medical insurance ? Kinda tough if you loose your medical and can't fly would this be disabilty insurance ?

 

[Swass]

No, not disability. I doubt you could get any long term disability that spells out "own- occupation" for pilots and have it include loss of medical. If you could, you couldn't afford it.

Try Lloyd's. They may be the only ones.

 

[JohnDoe]

I was told by an Afflac (SP) representative that their disability insurance will cover you if you cannot perform YOUR job. I specifically asked in respect to the pilot job and loss of medical.

The fine print, the small amount that I read, said that as long as any other job you were working didn't pay you more than 80% (or something like that) of what you were making, you would still receive benefits. One caveat, I have not seen the actual terms of coverage, only what was written in the brouchure.

Not sure if he was being a "salesman" or what, but it may be worth a call to them. I do not have the coverage.

 

[BGSM]

thanks for the info

 

[agpilot34]

I got a brochure from the AOPA once that advertised loss of medical insurance, but I'm not sure if they still offer it. Might be worth checking on.