King Air Right Seat Insurance Min's

[jstyle13]

Hello,

I am in the process of trying to land a right seat King Air job for a local company here in town that is in the process of aquiring a King Air(probably will be a BE90 or 200). It will be all part 91, so I know you don't even need a right seat guy unless its 300/350 or insurance dictates. Does anyone have any idea what the typical insurance minumums are for guys to work the right seat if indeed they are required by insurance? Are most insurance companies flexible on thier times for right seat guys like myself?

 

[cvsfly]

They used to be. If it was required (by the insurance co.), usually a warm body sufficed. Part 91, older plane, low liability limits probably will not require much. We are 91 and 135 with a 1996 BE-B200 and last year had $100 mil liability. We got a 10% discount for operating 2 pilots. Wasn't disqualifing if we didn't use 2 occassionally. When we renewed this year, premimum doubled and 2 pilots became mandatory with "open" co-pilot minimums of 1000 ttl/ 500 me/25 in type. Less time would be acceptable if you named the pilot on the policy. We rearranged the policy a bit to get better rates, but co-pilot req. stands. I need detailed info from operators on their insurance, what companies are giving best rates (we are USAIG), etc. No guesses. If you have relaxed requirements, are you a big fleet, liability?, older model, Part 91, etc?

 

[501261]

ASAIG! There's your problem! We switched about 3 years ago to AAU (Associated Aviation Underwriters). For hulls less than $10M their rates have really gone up!

I'm sure your broker already looked into AAU, if he hasn't, get another broker! Honestly, I really don't do much with the insurance; our broker handles it for us. About 3 years ago our USAIG quote increased 30% and he said AAU's was 10% cheaper than our current policy, no-brainer. BTW insurance rates for 135 are much higher than strictly 91 operators (might be a good argument to get out of the 135 crap)!


JSTYLE13, here's another way to get the King Air job as recommended to me by our insurance broker when I tried to hire a low, low time SIC. Simply have the PIC listed on the insurance as flying Single Pilot, and then he can put whoever he wants in the right seat! As far as insurance is concerned the PIC is flying by himself, even if you’re onboard.