Insurance requirements?

[Geigo]

Recently I had someone tell me that it looks like sometime insurance is going to start requiring two pilots on anything turbine. Any thoughts?

 

[cvsfly]

Getting that way. In our '96 BE-B200 we have to have 2 pilots for 91 & 135 or pay an exorbinet rate (already is way too much). We are going to start fighting and complaining to our broker on that. Already have another broker lined up who says thay can go to bat for us and at least allow single pilot 91 with out any rate increase. I know the underwriters are sitting pretty with only 3 left writing $100 million liability and more, but I think the brokers need a wake up call. They are expendable and if they can't reign in the underwriters, we are all going to loose. We all need to start letting the insurance companies and brokers know that they can't keep pushing us around. Why does the airlines failure to maintain security have to affect the rest of aviation?

 

[Geigo]

Thanks cvs,

Any idea how much of a break they might give operating two pilot? I'm trying to find out if it would be justifiable for someone to pay me a few days a month in exchange for lower rates.

BTW it's 91 and I know both of us can't log it at the same time, but I'd try to alternate legs as PIC.

 

[Guppydriver]

I fly a B350 and after we discontinued flying 135 and added a fulltime co-pilot our annual premium dropped by $19,900. We pay the co-pilot $20k and we pay for annual FSI recurrent. All this adds up to additional operating costs of about $7000 (taking into account the insurance savings,copilot salary etc) and an added safety factor that you can not quanitify in monetary terms.