Getting insured on a new plane

[Capt1124]

I have a job lined up. The employer was going to buy the plane I used to fly, and talked to me about flying it, and decided to hire me. That sale didn't go through, and now he's going to buy a plane I have no time in, but still plans to hire me. He plans to send me to initial.

Only problem I see is the insurance. Can I get insured with zero make and model? I'm thinking what I will have to do is fly for 25 hours with an insurable pilot to qualify.

How is this typically handled and do I need to thik about anything else?

 

[Blackjet]

I have a job lined up. The employer was going to buy the plane I used to fly, and talked to me about flying it, and decided to hire me. That sale didn't go through, and now he's going to buy a plane I have no time in, but still plans to hire me. He plans to send me to initial.

Only problem I see is the insurance. Can I get insured with zero make and model? I'm thinking what I will have to do is fly for 25 hours with an insurable pilot to qualify.

How is this typically handled and do I need to thik about anything else?

Check your PMs

 

[CapnVegetto]

As long as you have a fair amount of experience, (and you seem to), it's not much of a problem. What you said is probably what will happen......25 or 50 hours with an insruable guy to get you up to speed. Piece of cake.

 

[HMR]

My CP and I just got insured in our Falcon 50. We have zero time in Falcons and I have less total time than Capt1124. No requirement to fly with an "experienced" pilot. After we complete initial at FSI we're both insured as PIC.

 

[LRvsH25B]

My CP and I just got insured in our Falcon 50. We have zero time in Falcons and I have less total time than Capt1124. No requirement to fly with an "experienced" pilot. After we complete initial at FSI we're both insured as PIC.

That is a good example of how things should work. In order to get requirements like that, prereqs must be met, though not the kind that are written on paper. I don't know HRM from Adam, but I can tell you his CP (or someone in his department) has an EXCELLENT relationship with his broker, who in turn has an EXCELLENT relationship with the underwriter. To get something that you want done with insurance is simple; insist on it in a professional way and don't back down or take the 1st thing that some broker says as the holy grail. It's all about the types of relationships you have with the right people.

Some people will tell you that it is impossible to get 2 pilots new to an airplane insured without them having to employ the use of a person with "time in type", and that is just not true. I chalk it up to one of those avmyths. While I don't agree with 2 new-to-type pilots jumping in and going without a pilot with operational experience for at least a few trips, it's even worse when an insurance broker (typically non-pilot of jet aircraft) questions your judgement and dictates how you operate your department.

20 years ago, maybe you had to use one of those temp pilots, but today it is just not the case, and that is one of the problems with aviation; someone hears something that was done 20 years ago and they assume it is the same way because nobody had the foresight to look into the matter to ensure it's current info they are getting, or worse, they work with (trained by) some old school guy early in their career and that guy is tunnel visioned into thinking there is only 1 way of doing things, and that's the way it's been done for 20 years, so no need to change it.

Good on you and your operation HMR for being a rogue warrior and doing what needs to be done and not taking a "no" from somebody that does not have the authority to give you a "yes"!

 

[HMR]

LRvsH25B- Wow! Excellent post. You are exactly right, our department has a great relationship with our insurance agent.

 

[PHX767]

I ran into some more of that sort of aviation myth last week: "We have to have someone with experience in that type of plane."

Me: "Why?"

Boss: "Because it's a bigger plane. We need a big plane pilot."

Me: "You do know I am rated on and have thousands of hours in airliners, yes?"

Boss: "I meant a big CORPORATE plane!"

Me: "Sigh."

We do enjoy a good relationship with our underwriter. Basically if the CP says a person is qualified to be a SIC, he is.

 

[banned username 2]

When we got our G-V, none of us had any G-V time... We were not required to fly with anyone else prior to us being released as PIC...

 

[Rick1128]

I have done that twice, two new pilots into an airplane with no time in type. No problem. I have not run into an Aviation Insurance company that doesn't look at the whole picture. It has been my experience that if you have time in an aircraft in the same size group or larger they will accept you with a manufacturer's approved initial training course. All the owner has to do is ask. Many companies look at the open pilot section of the policy. It is an easy excuse not to hire someone. In reality putting someone on my name is quite painless. The insurance company might like to see additional training depending on the aircraft type. Like an International course for a G or Global.

Besides having an very experienced pilot in type along for a trip or two will help you over the bumps they didn't tell you about in ground school.