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Flight Instructor Protection?

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byrmar

Member
Joined
May 4, 2006
Posts
15
What are some of the ways you flight instructors protect (liability) yourselves? I know there is CFI insurance. Are there other ways, such as setting up LLC"s? My question is probably more directed to the free lance flight instructor. Thanks.
 
NAFI HEADQUARTERS, OSHKOSH, Wis. - (Feb. 26, 2001) - The National Association of Flight Instructors (NAFI) is helping meet the needs of flight instructors who are facing increasing difficulty obtaining insurance coverage with the introduction of the expanded NAFI Instructors' and Master CFI Insurance Plan.

This plan, administered by Falcon Insurance Agency, Inc. of Kerrville, Texas, is available to all NAFI-member instructors as well as NAFI Master CFIs. It is also available to NAFI members who are Designated Flight Examiners, an underserved group of instructors that has faced extreme obstacles finding insurance coverage in the past.

"There has been a great deal of visibility recently regarding the difficulty or inability of flight instructors to obtain sufficient insurance coverage at reasonable rates," said Sean Elliott, NAFI Executive Director. "NAFI is doing something about it by joining with Falcon Insurance and creating a plan with expanded coverage for the same rates as previous plans. We appreciate Falcon's personal attention to the needs of flight instructors and very pleased to offer this program to NAFI members."

The expanded plan offers liability protection for bodily injury and property damage not only during dual flight instruction, but also after instruction has been given. In addition, the policy provides automatic coverage for legal defense in case of a pilot certificate enforcement or civil penalty action taken by the Federal Aviation Administration (FAA) against a NAFI member.

NAFI members can also purchase physical damage liability coverage for the aircraft in which instruction is given. This additional coverage provides payment for the first $1,000 of the owner deductible, regardless of fault, and protects instructors against subrogation by the aircraft owner's insurance company.

"Flight instructors accept many responsibilities in their role as aviation teachers," Elliott said. "NAFI members, in particular, make a deep personal commitment to the knowledge and professionalism necessary to be an effective instructor or examiner. We are especially pleased that Falcon Insurance has committed to insuring these teachers as professionals, and has specifically dedicated some of their personnel to the NAFI Insurance Plan."

As part of the plan, NAFI Master CFIs receive significant discounts for insurance premiums as recognition of their professional status. The Master CFI status is earned and renewed through a rigorous process of continuing education, professional development and involvement in the aviation community. The program allows flight instructors to enhance their abilities as both pilots and educators.

Falcon Insurance is one of the largest independently owned aviation insurance specialists in the country, and for more than 20 years has covered the insurance needs of the aviation community.

NAFI was founded in 1967 and is dedicated to raising and maintaining the professional standing of flight instructors throughout the nation, as well as providing a safe and effective learning situation for students. In addition, NAFI initiates education and support programs throughout the aviation industry. The organization affiliated with EAA in May 1995. More information is available through NAFI's World Wide Web site ( www.nafinet.org ).
 
byrmar said:
What are some of the ways you flight instructors protect (liability) yourselves? I know there is CFI insurance. Are there other ways, such as setting up LLC"s? My question is probably more directed to the free lance flight instructor. Thanks.
Insurance, a syllabus, and good record-keeping.

Setting up an LLC will =not= protect you; not even a little.
 
i always use protection, i cant afford to have kids
 
i always use protection, i cant afford to have kids
 

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