Flexjet guys

[theskyking]

I'm just curious how much you pay per month for insurance? Specifically for family coverage.

Thanks

 

[ArtVandalay]

Mine went from $96 a month in 2005 to $136 now. The coverage is so much better now. NOT

 

[NewFlex]

Family coverage

2005 = $67 per paycheck
2006 = $124 per paycheck

coverage is about a wash, at least that is what my wife tells me.

 

[CL604DRVR]

2005 = $67 per paycheck
2006 = $124 per paycheck

coverage is about a wash, at least that is what my wife tells me.

So thats a net of $248 per month for you and your family?? Is the HSA or the POS plan?

 

[NewFlex]

Pos

So thats a net of $248 per month for you and your family?? Is the HSA or the POS plan?

It's the POS

 

[tk855]

I know you guys really got a "shock" with the changes in your healthcare plans. To give you a little idea of what else is out there. I currently pay $253/month for me, wife, and two children. That is a plan equivalent to your POS plan (your POS is a little better) and dental coverage. I do not have any vision for that price. If I were to insure my family through your POS plan it would cost me $248/month and I would be receiving vision coverage and lower co-pays. I know it isn't terrific, but it seems about average. The best out there seems to be NJA, where you don't pay a penny! I am not sure how long you will see that continue, hopefully forever.

 

[Stickshaker]

Free for the Family at NJA.

 

[Peter_Griffin]

The deal with both HSA plans (the ones with the lowest per paycheck premium deductions) is that you pay for all your healthcare upfront and then after $3500 on the one they will pay 80%, after $4500 on the other they will pay 100%. If your family is planning on a baby or any surgery, the out of pocket on all plans including the POS comes out about the same (about $6500 with premiums and/or copays). If you are planning on 2 major events (like a baby and a surgery) the POS plan sux and could run you well over $8k in copays. The company (Aetna) sux, and it is in my estimation number three on the list for 85% of the pilot group-- with only pay and duty days coming before it... No matter which plan you choose, you are forced to take a gamble and hope you chose the right one... Coverage from Greatwest (2005) is pretty much a wash on paper, but we've yet to see what kinda of games Aetna will play that they are famous for...

My wife's job had Aetna for a 3 year contract and were so itching to get out of it they paid a penalty and went to United Healthcare. Which also reminds me, if you choose the HSA and your wife has a plan, they require hers to be primary, (or so she has been told by her job) which makes the plan useless unless you're in too bad a shape to qualify for your medical anyway...

 

[CL604DRVR]

The biggest issue was that it was an effective paycut for all employees and like all health care issues, it taxed the lowest paid the most in terms of percentage. I am not sugesting that health care should be progressive in terms of cost, but it really hits you hard when you get a pay cut while the others are getting a raise.

 

[Bandit60]

Hey Peter Griffin

I have AETNA and I cant stand them either. I cant tell you how many hours I have spent on the phone getting them to pay their share of the bills. I have filled a complaint with my state about them.