consequences of an at-fault "accident"?

[relief tube]

had a 5 mph bumper thump when a fella that slammed on his brakes in front of me.

No police because there wasn't any damage, but I chose to hit a Mercedes so with the tiny dimples in his bumper I expect this guy to want to get a brand new bumper through insurance.

My question..technically/legally when majors ask about moving violations and/or accidents, would something like this which would only possibly be on ins. records need to be disclosed?

Do they even check ins. records and are accidents even asked about, or only when cops and violations involved?

Please no educated guesses, just if you know truths. And thanks in advance.

 

[Benhuntn]

Borrow the money from MOM and DAD and it won't even be on your insurance. NO HARM NO FOUL! You will be a checkairman before you know it.

 

[ackattacker]

I have never seen an airline application which asked about automobile accidents. And I've filled out a lot. The only source of such data that I'm aware of would be the ChoicePoint "CLUE" system. (Comprehensive Loss Underwriting Exchange). They maintain that data for 5 years. But they can only release that data in compliance with the Fair Credit Reporting Act. Among the requirements of the FCRA is that you can request your own report, and they will disclose to you everyone who has accessed your data in the last 2 years. This is similar to a credit report.

According to the Choicepoint website they do not offer automotive claims records as part of any of their pre-employment screening background check services.

In other words, don't worry about it.

 

[Whine Lover]

never mind.

 

[relief tube]

In other words, don't worry about it.

definitely hope you're right..funny how paranoid one can get when something like this happens.

 

[J32driver]

Don't sweat it dude, it will never come up. Airlines are interested in breaking the law... not accidents.

 

[vetteracer]

Any accident need to be reported to the police, even if both parties agree that you don't want to call the cops. The insurance will not pay unless a body shop gives an estimate for the repairs, usually 3 estimates from 3 shops. The auto body shops will want to see a red damage tag, issued only by the police. No tag, no insurance. period.

Your options are to pay the guy out of your pocket. He then will go to a body shop and pay for the repairs as any walk in customer that wishes to repair their vehicle with their own funds.

If the cops find out about this, after the fact, they will charge you with hit and run (a class 2 felony). The cops are not your friends, neither are the legal system. They want to profit from your loss, by writing you a ticket for the fender bender. If you try and dodge that, they will nail you to the wall.

If this guy feels as though you may not pay, and his insurance guy tells him what I just told you, he will phone the cops. His insurance guy will tell him, it's not your fault, you won't get a ticket, call the cops and cover your azz.

Give this guy a thousand in cash, and tell him to ask you if he needs more.

This exact same thing happened to me, and we wound up in court after he decided to try and stick his insurance company for damages that I already gave him the money to fix. The judge was not kind to him. After all the facts were established, he gave us both a tongue lashing for not reporting the accident. We had to file the police report, in which I was issued a ticket for "Following to Close". The judge issued him a Hit and Run ticket because he was "old enough to know better" as the judge said, I was 17 at the time.

Mark

 

[Ty Webb]

Vetteracer- it depends completely on state law. What state do you live in? I guarantee you where I live, no one would give 2 kolskis if you wanted to repair damage to your own car, as long as there wasn't hair and blood on the bumper.

As for the guy sweating out the possible impact on his career- relax, max- not an issue. Won't even come up.


.

 

[crashpad]

Ty Webb is correct, laws vary from state to state and a police report is not always necessarry for insurance companies to pay-out.

To answer your first question:
Remember, the people interviewing you are specialists trained in observing human behavior and investigating your backround in detail. When you answer a question untruthfully, they detect your lie by subtle cues in your response and compare them to the facts found from your legal records. Be honest and open. Airlines today are looking for "real people" and appreciate cander. It's ok to admit that back in college you passed out naked on the frat house lawn after too many bong hits. They will laugh about it after the interview and you'll feel better for doing the right thing.

 

[LearLove]

speaking of stuff on an application, did anyone see the Delta question in their add on in airapps about ASAP. That stuff is completely confidential, i don't think they have the right to ask about anything reguarding ASAP.

 

[AirMorgan]

Any accident need to be reported to the police, even if both parties agree that you don't want to call the cops. The insurance will not pay unless a body shop gives an estimate for the repairs, usually 3 estimates from 3 shops. The auto body shops will want to see a red damage tag, issued only by the police. No tag, no insurance. period.

Your options are to pay the guy out of your pocket. He then will go to a body shop and pay for the repairs as any walk in customer that wishes to repair their vehicle with their own funds.

If the cops find out about this, after the fact, they will charge you with hit and run (a class 2 felony). The cops are not your friends, neither are the legal system. They want to profit from your loss, by writing you a ticket for the fender bender. If you try and dodge that, they will nail you to the wall...

VetteRacer,

you are so full of **it. Hit and run applies to someone who fled the scene. Not to people who decide to settle an accident on their own.

Not only do the laws vary from state to state; but from county to county; and even from city to city. But under no circumstance would anyone be charged with "hit and run" if the parties involved decided to handle it on their own. I used to be a full time Police Officer and have investigated 100's of accidents. We were not even allowed to take a report unless the damage was obviously over $1500. We would just help the drivers exchange insurance information and send them on their way.

Relief tube - Don't sweat it. It won't ever come up.

 

[pipe]

consequences of an at-fault "accident"?

You will be considered responsible for the accident. Questions?

PIPE

(just kidding)

 

[capt. megadeth]

Borrow the money from MOM and DAD and it won't even be on your insurance. NO HARM NO FOUL! You will be a checkairman before you know it.

I had this happen to me and I wanted to pay on my own. I talked to my insurance agent (whom I have had insurance with for years and I trust) and he said that you have 2 years (in Illinois at least) to come back and sue for whatever later. He suggested I put it on the insurance just in case they decide they need some cash and sue me. If I didn't put it on the insurance, I would be liable.

 

[Ty Webb]

If you go that route, have them sign a release when you give them the check. The release speicifies that this is all they get, and they agree that the money represents fair payment for any and all damages that have occurred, to them or their vehicle, yada, yada yada, and they agree to release you from further obligation, and hold harmless, blah, blah, blah.

See my secretary on your way out . . . .

 

[capt. megadeth]

If you go that route, have them sign a release when you give them the check. The release speicifies that this is all they get, and they agree that the money represents fair payment for any and all damages that have occurred, to them or their vehicle, yada, yada yada, and they agree to release you from further obligation, and hold harmless, blah, blah, blah.

See my secretary on your way out . . . .

Do you really think that would stop someone from suing or a lawyer from taking the case? I truly don't.

 

[ivauir]

Consequences of a fender bender are immesurably small. Consequences of being caught in a lie are catastrophic.