cfi insurance premium

[midlifeflyer]

Lil Jon -

The school doesn't get away that cheap. That $650 or so is for you - to take care of liability for accidents that =you= cause and the minimal exposure that you have when you are not in the airplane. And it also represents a pretty small amount of hull damage coverage - not nearly enough to take care of most damage to an airplane.

The school on the other hand is covering exposure for liability caused by you, student pilots, member pilots, and it;s own internal procedures. It's coverage of the fleet has to include enough to pay for the real cost of airplane damage caused by all CFIs, students, and renter pilots.

Go to one of those agencies and instead of the CFI policy, tell them you own an airplane and want to teach in it - and watch the quote change dramatically.

 

[Goose Egg]

I pay approximately $0.00. My school covers liability insurance for us instructors. And why bother renting somewhere else when the school gives us one hour of flight time per month for currency. I just take my friends for that free hour.

-Goose

 

[Lil Jon]

i also pay $0. and our company does not cover for renters' boo boos, that's up to the renter to have his/her own liability insurance. i'm just trying to make a point to management and stand up for my professoinal value and get an idea of what it is costing them to cover me alone while i'm instructing. but i do want to thank you all again for the input, it's always good learning something new. maybe i'm just being a rapscallion.