Actually, if you wait long enough you probably won't even need to move to the RG to knock off your commercial. Looks like the FAA will be changing the requirements--don't know what the timetable is, but I understand it's imminent.
You are confusing IFR with IMC. IFR refers to operating under Instrument Flight Rules, and each time you file and fly on an IFR flight plan, that is what you're doing, and you need a 45 minute reserve, regardless of whether it's IMC or VMC outside.
When you come out of ATP with 190 multi PIC, are you basically employable at, let's say, a regional as a bottom of the totem pole first officer?
If you plunk down yer $$$ there, do the program, get the hours, then what?
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